24 Hours Inside a $47M YC AI-native Insurance Startup

In this episode, I go behind the scenes with Harper, a YC backed AI-native commercial insurance brokerage built by founders Dakotah Rice and Tushar Nair. The founders have raised $47M in combined seed and Series A funding, led by Emergence Capital, with backing from Y Combinator and Peak XV Partners. A traditional broker takes five to seven days to source quotes and place a business with the right cover. Harper does it in one to two, matching small and mid-sized businesses against more than 160 carriers for insurance products like workers' compensation, general liability, and professional liab